Insurance accident at work

Insurance accident at work

There is a big difference between the terms “accident”, “industrial accident” and “insurance accident at work.” Only the second, according to the current law, the employer is subject to investigation, and only the third shall be paid by cash.

To determine whether you can designate a specific case as an “insurance accident at work,” you must take into account the many nuances. And what, you learn from the analysis of judicial practice of the author.
Imagine that your employee accident. He can “qualify” as an accident at work, and not be such, is not an insurance event. Why is it important to determine whether the accident, which occurred with your employee, an accident at work and accident?

The employer must not only focus in what an accident is a production, it must advance, at least approximately, to determine whether the organization has occurred in industrial accident insurance. This requirement follows from the provisions of the Labour Code, under which the employer during the day must report to the executive body of the Social Insurance Fund of the place of registration (the insurer) about what happened in his enterprise (organization) insurance accident at work. Among other things, the employer must, within three days from the date of approval of the Act of accident at work to give the insurer a copy of the document and a copy of the investigation into the accident. In addition, the recognition of the accident insurance is necessary because only when the insured event has received personal injury as a result of an industrial injury the employee or his dependents (in case of death of the employee) has the right to obtain security for the compulsory social insurance against industrial accidents and occupational diseases Fund budget social insurance. The employer is entitled to reduce the premiums, the amount paid to the employee benefits for temporary disability.